A place to grow.

We're a sports team, not a hierarchy. Bring energy, take ownership, build the future of payments across the Baltics. We never punish failure | we punish not trying.

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865 000+Customers across the Baltics€1B+Financed to date11 000+Partner stores in the Baltics100+People on the team4Cities | Tallinn, Rīga, Vilnius, Kyiv2017Established in Tallinn10+Departments865 000+Customers across the Baltics€1B+Financed to date11 000+Partner stores in the Baltics100+People on the team4Cities | Tallinn, Rīga, Vilnius, Kyiv2017Established in Tallinn10+Departments865 000+Customers across the Baltics€1B+Financed to date11 000+Partner stores in the Baltics100+People on the team4Cities | Tallinn, Rīga, Vilnius, Kyiv2017Established in Tallinn10+Departments865 000+Customers across the Baltics€1B+Financed to date11 000+Partner stores in the Baltics100+People on the team4Cities | Tallinn, Rīga, Vilnius, Kyiv2017Established in Tallinn10+Departments

“A word from our CEO

Take ownership. Start things. Bring energy. We never punish failure | we punish not trying.

ESTO is a sports team. We protect our teammates and want everyone to win | and we're a meritocracy. Energy, action, and results count. Titles and tenure do not.

I want ESTO to be a platform for your life. Learn finance, learn how to build a tech company, learn how to hustle. While you're here, let's be on this rocket together.

MMMikk MetsaChief Executive Officer

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Life at ESTO

What makes us | us.

The values that drive everything we do.

01Ownership

Ownership

We don't wait for success | we create it. Taking ownership of each of our roles isn't optional; it's the foundation of our success. We are not just completing tasks; we're driving impact.

02Speed

Speed

Plans are good, but action is better. Start now, progress, and learn along the way. Speed is our advantage. We move fast, break boundaries, and solve problems as we go.

03Communication

Communication

We value transparency and accountability. Communication drives everything | good or bad. We speak our truth, keep things moving, and never hold back. We use communication to identify and solve problems quickly.

04Competitors by heart

Competitors by heart

ESTO was founded by athletes, and it's this competitive spirit that drives us. We don't just play for fun; we aim for the Super Bowl in everything we do. We never lose sight of our goals and always aim to win.

Hybrid workingEnglish working language4 cities, 3 Baltic marketsEquity in your growth

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